Guide & Tips for Choosing Between Roof Repair and Roof Replacement

Choosing between repairing and replacing your roof might be challenging if you are experiencing roofing problems. Ultimately, it depends on many factors, such as the type of roof and how long you plan to stay in your home. It is generally a good idea to repair any problems with your roof as it will prolong its life. However, if there are multiple issues, replacing the roof could be more cost-effective.


There are several factors to consider when deciding whether to repair or replace your roof. These factors include the amount of damage, your budget, and how long you plan to stay in the house.

For example, a replacement would be better if your roof has a lot of structural damage or is nearing the end of its manufacturer-specified lifespan. However, if the damage is limited to a few areas and doesn’t affect the functionality of your roof, then repairs may be sufficient.

In addition, if you plan to sell your home in the future, replacing your roof is the best option. A new roof can increase your home’s value and curb appeal, making it more attractive to buyers. But if you’re only planning to stay in your home temporarily, then repairing the damage may be a more affordable option. It’sIt’s important to consult with a professional roofing company before making a decision. They can provide a thorough inspection and advice.

Curb Appeal

The roof makes up 40% of your home’s curb appeal. Depending on its state, the roof’s curb appeal will either be favorable or negative, depending on whether you want to stay in your home forever or sell it eventually. While a new roof has high curb appeal, it’s also a big investment. A roofing repair is a better option if you need more time to be ready to take on this expense. However, a new roof will increase your home’s value.


Your homeowner’s insurance likely covers roof damage caused by natural disasters like hurricanes, tornadoes, and windstorms. It may also cover replacement if the roof is deemed irreparable after an inspection by a certified home inspector or your insurer’s adjuster. However, you should be aware that your policy typically only covers damage deemed to be sudden and unpreventable. For example, suppose a violent storm nicks a few shingles, and they later develop leaks. In that case, your insurance company may consider its general wear and tear rather than the result of a particular event and not cover it.

Additionally, your homeowner’s insurance coverage usually has separate deductibles for hail and wind damage to the house and roof. It is especially true if you live in an area prone to severe weather. In this case, you could pay a significant amount out of pocket before your insurance company pays anything. Understanding your homeowner’s insurance coverage and any specific deductibles you might face for roof damage is important.


Repairing or replacing your roof is a major home improvement project. It will impact your budget significantly and can affect whether or not you can get your house in saleable condition, especially if the current roof is at the end of its life. One of your biggest decisions is whether to re-shingle over the existing roof or remove it. Re-roofing without removing the old shingles is like putting a bandaid over a broken bone: it might make things look a bit better, but the underlying damage will worsen. Removing the old roof can be more costly, but it is often worth it to avoid more damage and expenses in the future. It can also improve curb appeal. Since a roof is 40% of the curbside view of your home, that can make a big difference in how well your house sells.